Maximize your defined benefit pension

For those who have a defined benefit pension plan, congrats! Do you know your options? There are many reasons why you may have access to your pension plan early or perhaps you’re planning your retirement. No matter the reason, you need to know what options are available to you. You can take a lump sum…

RESP further explained

We have received some amazing feedback from our article on RESPs. With limited space to write each month, we thought we’d expand on this. First off, regardless of the stats, most parents would agree some sort of post-secondary education is an essential for the young adults growth. We don’t disagree! So let’s assume you KNEW…

The 4 rules of financial institutions

Have you ever felt that others are writing the rules that affect your financial life? That the rules are rigged against you? Well you’re not alone! And you may not be wrong! During the Oasis Master’s program, we discuss and fully dive into the 4 rules that Financial Institutions follow to build profits for themselves,…

What is the ideal investment?

When we typically think of an investment, the only real characteristic measured is a rate of return. If your rate of return is better than my rate of return, you win. Some might get fancy and compare volatility measures and standard deviations, but even then, you notice people usually only talk about how much they’ve…

Like Oil and Water

Money is not math and math is not money. Over and over again, I see that people are misled by this concept. To be fair, “we, the people” are fed misinformation and conflicting stories by the financial institutions as well as the media. The problem with math and money is that mathematics is an accurate…

Year round tax tips!

Plan ahead! Don’t leave it to the last minute as we humans are inclined to do. Your financial plans shouldn’t just be about a rate of return nor needs analysis. It should encompass year over year tax planning as well as future outlooks. Your planner should be able to run tax estimates at any point…